In this article on Pradhan Mantri Fasal Bhima Yojana (PMFBY), get to know about all the latest news and updates on How to apply for PMFBY, all the details related to this insurance scheme. You can apply PMFBY online and offline. [Calculate PMFBY Uniform Premium, Report your Crop Loss, Application status, Eligibility for PMFBY].

PMFBY Indian Kisan News

                Table of Contents:

1) Pradhan Mantri Fasal Bhima Yojana (PMFBY) Details.
    1.1) Infographic.
2) How to apply for PMFBY.
     2.1) Apply Online.
     2.2) Apply Offline.
3) Calculate PMFBY Uniform Premium.
4) Report your Crop Loss.
5) Check Application status.
6) Eligible for PMFBY.

Pradhan Mantri Fasal Bhima Yojana:

  • As we know, the majority of the Indian population is dependent on Agriculture. Also, there is a considerable chance of natural calamities or disasters to happen due to Climate Changes.

  • As per the stats from the Indian Agricultural Department reports, 40% of Indian Farmers adopt Irrigation, and the rest 60% is dependent on Monsoon Rainfall. 

  • Pradhan Mantri Fasal Bhima Yojana, also known as PMFBY, is a crop insurance scheme for farmers started by Indian Prime Minister Narendra Modi in Feb 2016. The objective of PMFBY is to provide insurance cover to the farmers for their crops. 

  • The main aim of this scheme is to reduce agricultural distress and help Kisan in Monsoon Fluctuations.

  • This scheme applies to every farmer in the country. But only 19% of Indian farmers have information about this kind of government scheme.

  • Farmers who have not taken the agriculture loan not even a single time should apply for Pradhan Mantri Fasal Bhima Yojana. The Process is mention below.

  • Once you apply for PMFBY, the insurance money is transferred directly into bank accounts of Farmers in Installments.  

Pradhan Mantri Fasal Bhima Yojana Infographic

2) How to apply for PMFBY online:

You can apply for Pradhan Mantri Fasal Bhima Yojana in two ways:

   2.1) Digital Seva Portal.
   2.2) Official Website

 2.1) Digital Seva Portal:

  • Go to Digital Seva Portal by typing(digitalseva.) in the google search bar, and you will redirect to the official Website of Digital Seva Portal. If you are applying pmfby for the first time, then you need to register on the digital Seva portal to use the services. Once you successfully register, then you can log in to the website.

Digital Serva Portal

  • If you already a registered user then you directly login to the portal and click on the dashboard, you'll find the search bar on the upper right of the page and type Pradhan Mantri Fasal Bhima Yojana then you'll get an option of pmfby, click on it. 

  • Then click on a button that has "Click Here" written on it, then you'll be redirected to the CSC connect page of PMFBY. This page has a button "CSC connect." written on it. Click on the button.

  • Now you'll be redirected to the home page of pmfby website and click on the application then a popup window will appear on your screen which asks you to select a state and type of crop you want to apply the insurance(e.g., Rabi, Kharif..etc) and click on submit button below.

  • You have four options to choose from. Choose the first option, which says "Application Form Non-Loanee," and click on it. You can see an online application form and fill in all the bank details like (IFSC code, savings Account number..etc.) Keep in mind that the Bank details you provide should match the farmer details. If not, you may face a problem further. Once you fill all the details, then click on "Check bank details" and Continue.
    i) If you know your bank IFSC code enter it. The system will automatically take the bank related details on its own.

    ii) If you are not aware of IFSC code, then click on the checkbox before "no option" and carefully fill all the details manually.

Note: you can find IFSC details of the bank on the first page of your passbook where your photo is attached.

  • Fill in the Farmer details, and the Name of the farmer should be the same as on Passbook and Adhar card. Also, fill in the residential information. Once you completed filling the details, then click on save and continue.

  • Enter the crop details for which you are applying for insurance. Select the crop from the dropdown and also mention the sowing date. Specify land survey number and khasara number of your agricultural land. Also, Specify the insured area (amount of field which is used for sowing the crop, e.g., 1 Hectare, 2 Hectares) and click on add crop button.

  • Note: At a time, you can enter details of the new crop, which falls under the same season(For example, you are sowing seeds of Tomato and Okra, then if you want, you can apply insurance for both the crops.) In this case, first, you'll apply for Tomato and fill in all the necessary details. Then apply for okra at one go.

  • Upload all the mentioned documents like passbook, land records, Sowing Certificate, and tenant certificate. Remember, while uploading documents, the images of documents should be of sound clarity. 

  • Once you upload all the documents, please verify that all the uploaded documents and mentioned details of the farmer are correct and should belong to the farmer only. Click on the preview button to cross-check, if you are sure then click on the submit button.

  • A popup asking for you to make payment will appear on the screen. Click on the Make Payment button. It will redirect to the payment gateway interface. Once your payment is successful, then it will show you a message saying payment successful and display a token number, which is also your application number. Note it down. 

2.2) Through Official Website:

  • Go to the official website Pmfby and click on farmer's corner. Then a pop up will appear on the screen with two options (Login Farmer and Guest farmer).

PMFBY official Website

  • If you have already registered with, then click on login for Farmer. But you are applying crop insurance for the first time, then click on the Guest farmer. 

    • For the first time, you need to fill in all the details of Farmer, Bank Details, Residential Details, and Enter Captcha Code in the box and click on "Create user."

    • Now follow 3-9 steps of the 1st method carefully. Both ways require the same process.

3) How to Apply PMFBY in Hindi Online:

Well, you can apply PMFBY online in Hindi also. Official Website is available in 12 different Indian Languages. Select the language which you are comfortable with. The Language option is given at the top right of the website. In this Image, we mentioned 9 Steps you need to follow to apply for Crop Insurance Scheme.

4) How to apply PMFBY Offline:

PMFBY offline application Form is available in all the banks. Go to the bank where you have an account, or You can approach nearby agriculture office to avail the application form. If you don't have a PAN Card or recently applied for the PAN Card, you need to attach a declaration in respect of PAN. 

Download links for both the Sown certificate and Pan Declaration are available below. Before applying Pradhan Mantri Fasal Bhima Yojana offline, you need to have the Following Documents.

Fill in all the required details in the application form. Pay the uniform premium, which is calculated based on the Crop you have chosen. You can directly pay the premium at the bank itself. Lastly, submit the application form along with paid premium details to the bank in which you have an account.

5) How to Calculate PMFBY Uniform Premium?

Before Calculating Uniform Premium, know the details of premium to be paid by Farmers:

  • Uniform Premium to be Paid for Karif Crops: 2%.
  • Uniform Premium to be Paid for Rabi Crops: 1.5%.
  • Uniform Premium to be Paid for Horticulture and Agriculture Crops: 5%.

PMFBY Uniform Premium

  • You can calculate PMFBY Uniform Premium on the official website of Pradhan Mantri Fasal Bhima Yojana (
  • Visit the official website, and you'll find an option of the Insurance Premium Calculator.
  • Fill in all the details of your Crop and click on the calculate button.
  • Then it will display the premium amount you need to pay.

If you are applying offline, then you can ask the bank for the premium amount details. They will provide you with all the necessary info on Uniform Premium.

6) How to report your Crop Loss?

  • Report your crop loss to PMFBY Insurance, providing Companies directly. You can contact them via Toll-free numbers and email.

  • Instantly reach out to the Company nearby offices of Insurance providers and report your crop loss to them.

 7) How can you know about your application status?

Visit the official website pmbfy and click on the Application status option, and a pop up will display and ask for your application number.

Check PMFBY Application Status

Enter the application number, fill the Captcha down below and click on "Check Status" Button. Now you can find all the details of your application.

8) Who is Eligible for PMFBY?

  • Farmers who have taken an agricultural loan from the banks are eligible for PMFBY by default. They don't need to apply for Crop insurance separately, and By default, banks will apply for their crop insurance.
  • Both land holding farmers and Landless farmers(Who cultivate crops on other Farmer's land) are Eligible. All Small, Marginal, and big agricultural workers are allowed.
  • Farmers who don't have any history of applying for the farm loan are eligible for PMFBY.  

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I hope you liked our article and got all the details on Pradhan Mantri Fasal Bhima Yojana. All the updated and Latest news on PMBFY will be posted here. So visit us regularly to keep updated about this scheme.