In this article you get to know about how to apply Kisan Credit Card both online and offline under Kisan Loan Scheme. How to check Beneficiary Status of the farmers, Eligibility status of farmers, and Documents needed to avail the benefits of Kisan Credit Card.

Kisan Loan Scheme Under Athmanirbhar Bharat

Table of Contents:

Kisan Loan Scheme Details:

Kisan Loan Scheme is Started by the Indian Government so that farmers of India can get a loan for minimal interest. Indian Farmers can take a loan up to 300000 Rs without any surety. Complimentary insurance coverage will also be made available for farmers.

Farmers can apply for Kisan Credit card Online and also they can apply at the nearest banks. In the last two matches, 2500000 new credit cards are issued for the farmers by the Indian Government.

Farmers who avail the benefits of PM Kisan Samman Nidhi or Associated with Dairy Farming and Fish farming can also avail of the benefits of this scheme.

Farmers who repay the loan on time will get a discount on the overall interest rate. The Overall Interest is 7% but the Central Government had made 4% for the farmers. 

How to Apply for Kisan Credit Card Online

How to Apply Kisan Credit Card Online:

Visit the official website of CSC (click here to visit the official website).

Click on the option which says " Apply New KCC ".

Login with the details which you are using in the CSC web portal.

The system will ask for the farmer's Aadhar Number and click on the " Submit " button. One farmer's Aadhar number is submitted you can see the account details of the farmer automatically filled as he/she applied for PM Kisan Samman Nidhi.

Click on the Radio Button before the option which says " Fresh KCC ".

Enter the Loan Amount (Max 300000 Rs) the loan amount farmers gonna get will depends on the value of the farmer's agricultural land.  

There are also other details asked to be filled like getting insurance for their crop under PM Fasal Bima Yojana or PM Jeevana Jyothi Scheme. If Farmers are interested you can click on " Yes " otherwise they can Click on the " No " option.

If Farmer already has an existing loan running on his name then choose the option which says "Yes" and fill the current loan details as asked by the system. If not just select the " No " option and proceed.

Now Fill in the Farmer's Land details like Village Name, Survey Number, Area of Agriculture land in Acres, and Crop details.

The rest of the details are not mandatory, it's up to your choice one can leave it blank or you can fill in. Agree to the terms and conditions and click on the " Submit Details " button.

As a Last step transaction fee of 30 Rs will be charged as a Processing fee. Once you pay the transaction fee and if the transaction was successful. The farmer has successfully applied for the Kisan Credit Card online.

How to Apply Kisan Credit Card offline

How to Apply for Kisan Credit Card offline:

Farmers can apply for Kisan Credit Card at nearby CSC Center. They can also approach the nearby bank and contact the Kisan loan scheme section and contact the staff. 

A Kisan Credit Card application form is provided and fill in the details and attach the necessary documents required.

A loan officer will verify and validate the documents and details provided by the farmer. If all the details and documents are correct then the farmer's credit card is issued in 15 days after the date of applying.

Documents Required to Kisan Credit Card Application:

Farmers Need some of the mentioned documents mentioned below with 3 Passport Size Photos.

Identity Proof Documents:

  1. Pan Card.
  2. Aadhar Card.
  3. Driving Licence.
  4. Voter Id.
  5. Ration Card.
  6. Mgnrega Card.
  7. Any Letters that are generated by UDAI.

Address Proof Documents:

  • Pan Card.
  • Aadhar Card.
  • Driving Licence.
  • Voter Id.
  • Current bill of 3 months.
  • Property Registration Card.
  • Ration Card.
  • Mgnrega Card.
  • Any Letters that are generated by UDAI.
  • Bank Account Statement.


1) What is Kisan Credit Card Helpline Number?

You can contact by Email:

You can contact by Hepline Number: 18001213468

2) How munch Loan amount can Farmers can get through Kisan Credit Card?

Farmers can get upto 3 Lakh Rs to be given to KCC Holder on demand though Kisan Credit Card.

3) What is the Interest rate of Loan amount Credited through Kisan Loan Scheme?

Farmers can get Loan with the Interest rate of 4%. If Farmers repay back loan amount on time they would get discount on the overall interest rate.